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Montana Life Review 2 2025 Questions and Answers Which of the following riders would NOT cause the Death Benefit to increase? ....ANSWER ...-Payor Benefit Rider An insured and his wife are both involved in a head-on collision. The husband dies instantly, and the wife dies 15 days later. The company pays the death benefit to the estate of the insured. This indicates that the life insurance policy had what provision? ....ANSWER ...-Common Disaster A producer is helping a married couple determine the financial needs of their children in the event one or both should die prematurely. This is a personal use of life insurance known as - ....ANSWER ...-Survivor Protection Which of the following is correct concerning the taxation of premiums in a key-person life insurance policy? - ....ANSWER ...-Premiums are not tax deductible as a business expense. Life income joint and survivor settlement option guarantees - ....ANSWER ...- Income of 2 or more recipients until they die Which policy component decreases in decreasing term insurance? ....ANSWER ...-Face amount …FOR STUDENTS ONLY…©️2025 ALL RIGHTS RESERVED… 1