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HOSA BEHAVIORAL HEALTH SAMHSA EXAM 2025 QUESTIONS AND ANSWERS Patient Protection and Affordable Care Act - ....ANSWER ...-The Affordable Care Act makes health insurance more affordable for individuals, families, and small business owners. Under the Affordable Care Act, mental health and substance use disorder services are among the 10 essential health benefits that most health insurance plans must cover. Mental Health Parity and Addiction Equity Act (MHPAEA) ....ANSWER ...-The Act requires insurance plans offering coverage for mental or substance use disorders to make these benefits comparable to medical and surgical coverage. Deductibles, copays, out-of-pocket maximums, and treatment limitations for mental health or substance use disorders must be no more restrictive than the same requirements or benefits offered for other medical care. Charitable Choice - ....ANSWER ...-strengthen the capacity of faith-based and other neighborhood organizations to deliver services effectively to those in ....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1